Notice: 

Welcome to United Pacific Bank!

 

Personal Savings Deposit Products

 Features

Regular Savings

Super Savings

Money Market Savings

High Yield Money Market Savings

Kids Savings

Minimum Opening Deposit

$100

$500

$2,500

$100,000

$50

Interest Features

Compounded and Credited Quarterly

Compounded and Credited Quarterly

Compounded and Credited Monthly

Compounded and Credited Monthly

Compounded and Credited Quarterly

Minimum Daily Balance to Obtain the Disclosed Annual Percentage Yield

$100

$500

$2,500

$100,000

No Minimum Balance Requirement

Minimum Daily Balance to Avoid Fee

$100

$500

$2,500

$100,000

No Minimum Balance Requirement

Monthly Maintenance Fee (If minimum balance requirement is not met)

$5

$5

$15

$25

None

ATM Card (No Point of Sale)

Yes

Yes

Yes

Yes

No

Features and Benefits

  • Low Opening Balance
  • 24/7 Online Banking and A2A Transfer
  • eStatement is available
  • 24/7 Online Banking and A2A Transfer
  • eStatement is available
  • 24/7 Online Banking and A2A Transfer
  • eStatement is available
  • Earn High Interest Rate
  • 24/7 Online Banking and A2A Transfer
  • eStatement is available
  • Low Opening Balance
  • eStatement is available

** $10 excessive withdrawal fee for each withdrawal or transfer in excess of 6 during a month for all savings products.

Personal Savings Deposit Products

Regular Savings / Super Savings / Money Market Savings / High Yield Money Market Savings / Kids Savings

Personal Regular Savings Account

  • Interest-bearing account
  • Minimum deposit of $100.00 to open the account
  • $5.00 monthly service charge if account balance falls below $100.00 on any day of the month
  • Minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every quarter
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a month

Personal Super Savings Account

  • Interest-bearing account
  • Minimum deposit of $500.00 to open the account
  • $5.00 monthly service charge if account balance falls below $500.00 on any day of the month
  • Minimum daily balance of $500.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every quarter
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a Super Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a month

Personal Money Market Savings Account

  • Interest-bearing account
  • Minimum deposit of $2,500.00 to open the account
  • $15.00 monthly service charge if account balance falls below $2,500.00 on any day of the month
  • Minimum daily balance of $2,500.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every month
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle

Personal High Yield Money Market Savings Account

  • Interest-bearing account
  • Minimum deposit of $100,000.00 to open the account
  • $25.00 monthly service charge if account balance falls below $100,000.00 on any day of the month
  • Minimum daily balance of $100,000.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every month
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a High Yield Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle

Kids Savings Account

  • Interest-bearing account
  • Minimum deposit of $50.00 to open the account
  • Interest will be compounded and credited to your account every quarter
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a Kids Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a month

Contact Info

To learn about how United Pacific Bank deposit products building your savings plan, please call:

City of Industry Office: 626-965-6230 ext. 137

Monterey Park Office:  626-312-2080 ext. 210