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Privacy Policy

Rev. 12/2010

Facts

What Does United Pacific Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number 
  • Income
  • Account Balances 
  • Payment History
  • Credit History 
  • Credit Scores

When you are no longer our customer, we continue to share your information as described in this
notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons United Pacific Bank chooses to share; and whether you can limit this sharing.

 Reasons we can share your personal information Does United Pacific Bank share?  Can you limit this sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 

YES

NO

 For our marketing purposes—to offer our products and services to you 

YES

 NO 

 For joint marketing with other financial companies

NO

WE DON'T SHARE 

 For our affiliates’ everyday business purposes—information about your transactions and experiences 

NO

WE DON'T SHARE 

 For our affiliates’ everyday business purposes—information about your creditworthiness 

NO 

WE DON'T SHARE 

 For nonaffiliates to market to you

NO

WE DON'T SHARE 

Questions?

Call 626-965-6230 

Who We Are

 Who is providing this notice?

  UNITED PACIFIC BANK

What We Do 

How does UNITED PACIFIC BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does UNITED PACIFIC BANK collect my personal information?

 We collect your personal information, for example, when you 

  • open an account
  • deposit money
  • pay your bills
  • apply for a loan
  • use your ATM card / Debit card

We also collect your personal information from credit bureaus or other companies.

 Why can’t I limit all sharing?

 Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 Definitions 

 Affiliates 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • United Pacific Bank has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • United Pacific Bank DOES NOT SHARE with any non-affiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • United Pacific Bank doesn’t jointly market
Other important information