United Pacific Bank has been in business for 41 years and has withstood several recessions. We are conservatively managed; our loans and deposits are well diversified. Both our capital and liquidity are strong and exceeds all requirements of our Regulators, which formed a firm foundation of our bank and is more than able to withstand an economic or financial crisis. Thank you for placing your trust with United Pacific Bank and we will continue to operate under the safest and soundest methodologies for years to come.

 

 

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Certificate of Deposit Products

Personal Certificate of Deposit / IRA - See Rates

Personal Certificate of Deposit Account

  • Minimum deposit of $2,500.00 to open the account
  • We offer a rewarding choice of short-, medium-, long-term investment options with terms ranging from 7 days to 5 years
  • You will be paid the disclosed rate until first maturity
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • You may only make additional deposits into your account during the grace period
  • Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty

IRA

  • Minimum deposit of $100.00 to open the account
  • 18-month fixed term
  • You will be paid the disclosed rate until first maturity
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • You may only make additional deposits into your account once a year during the term of the account without effecting the term or maturity date of the account
  • Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. For age 59 ½ and older, no penalty will be imposed for distribution once in a calendar year.

Contact Info

To learn about how United Pacific Bank deposit products building your savings plan, please call:

City of Industry Office: 626-965-6230 ext. 137

Monterey Park Office:  626-312-2080 ext. 210